Evolution of credit institutions’ balance sheet

The Banque centrale du Luxembourg informs that, based on preliminary data, the aggregated balance sheet of credit institutions reached 884 707 million euros on 30 April 2021, compared to 872 885 million euros on 31 March 2021, an increase of 1.35%. On an annual basis, the aggregated balance sheet increased by 0.9%.

Net interbank lending, i.e. the difference between interbank loans and deposits, increased by 12 232 million euros (6.6%) to reach 198 077 million euros at the end of April 2021. 

Loans to resident non-bank customers decreased by 287 million euros, or 0.3%, between March and April 2021. Over twelve months, these loans increased by 3 240 million euros (3.2%). 

On a yearly basis, loans to non-financial corporations (NFCs) decreased by 1 249 million euros (4.2%), loans for house purchases increased by 3 690 million euros (11.0%) and loans to other financial intermediaries (OFIs) increased by 1 385 million euros (4.6%). 

With regard to the liability side, deposits from the resident non-bank sector increased by 10 017 million euros or 3.57% between March and April 2021. Over twelve months, these deposits increased by 22 726 million euros, or 8.5%. 

Between April 2020 and April 2021, Other financial intermediaries (OFI) deposits (which had a share of 70.7% as at 30 April 2021 and comprised deposits made by monetary and non-monetary investment funds) increased by 21 255 million euros (11.5%) and household deposits by 1 739 million euros (4.1%). NFC deposits increased by 1 017 million euros (5.8%) and deposits from the other sectors[1] decreased by 1 285 million euros (5.4%). 

The tables pertaining to the balance sheet of credit institutions can be consulted on the BCL’s website on the following page: 

http://www.bcl.lu/en/statistics/series_statistiques_luxembourg/11_credit_institutions/index.html

[1] General government, insurance corporations and pension funds.

 

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