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Evolution of credit institutions’ balance sheet
04.07.2022
The Banque centrale du Luxembourg informs that, based on preliminary data, the aggregated balance sheet of credit institutions reached 1 014 983 million euros on 31 May 2022, compared to 1 013 908 million euros on 30 April 2022, an increase of 0.11%. This increase is due to the monthly progression of claims towards the banking sectors. On an annual basis, the aggregated balance sheet increased by 13.2%.
Net interbank lending, i.e. the difference between interbank loans and deposits, increased by 543 million euros (0.2%) to reach 228 671 million euros at the end of May 2022.
Loans to resident non-bank customers decreased by 191 million euros, or 0.2%, between April 2022 and May 2022. Over twelve months, these loans increased by 11 959 million euros (11.3%).
On a yearly basis, loans to non-financial corporations (NFCs) decreased by 858 million euros (3.0%), loans for house purchases increased by 3 186 million euros (8.5%) and loans to other financial intermediaries (OFIs) increased by 9 524 million euros (29.5%).
With regard to the liability side, deposits from the resident non-bank sector increased by 2 350 million euros or 0.73% between April 2022 and May 2022. Over twelve months, these deposits increased by 31 744 million euros, or 10.8%.
Between May 2021 and May 2022, Other financial intermediaries (OFI) deposits (which had a share of 71.2% as at 31 May 2022 and comprised deposits made up by monetary and non-monetary investment funds) increased by 23 859 million euros (11.4%) and household deposits by 1 590 million euros (3.6%). NFC deposits increased by 3 223 million euros (17.1%) and deposits from the other sectors[1] also increased by 3 072 million euros (13.3%).
The tables pertaining to the balance sheet of credit institutions can be consulted on the BCL’s website on the following page:
http://www.bcl.lu/en/statistics/series_statistiques_luxembourg/11_credit_institutions/index.html
[1] General government, insurance corporations and pension funds.
