Evolution of credit institutions’ balance sheet

The Banque centrale du Luxembourg informs that, based on preliminary data, the aggregated balance sheet of credit institutions reached 865 025 million euros on 31 January 2021, compared to 851 127 million euros on 31 December, an increase of 1,63%. On an annual basis, the aggregated balance sheet increased by 2.4%. 

Net interbank lending, that is to say the difference between interbank loans and deposits, increased by 10 969 million euros (6.1%) to reach 190 018 million euros at the end of January 2021. 

Loans to resident non-bank customers increased by 450 million euros, or 0.4%, between December 2020 and January 2021. Over twelve months, these loans increased by 2 823 million euros (2.8%). 

On a yearly basis, loans to non-financial corporations (NFCs) decreased by 115 million euros (0.4%), while loans for house purchases increased by 3 249 million euros (9.8%) and loans to other financial intermediaries (OFIs) by 149 million euros (0.5%).

With regard to the liability side, deposits from the resident non-bank sector increased by 15 341 million euros or 5.81% between December 2020 and January 2021. Over twelve months, these deposits increased by 19 377 million euros, or 7.5%. 

Between January 2020 and January 2021, Other financial intermediaries (OFI) deposits (which had a share of 70.4% as at 31 January 2021 and comprised deposits made by monetary and non-monetary investment funds) increased by 15 884 million euros (8.8%) and household deposits by 1 869 million euros (4.5%). NFC deposits increased by 2 561 million euros (16.0%) and deposits from the other sectors[1] decreased by 937 million euros (4.3%). 

The tables pertaining to the balance sheet of credit institutions can be consulted on the BCL’s website on the following page: 

http://www.bcl.lu/en/statistics/series_statistiques_luxembourg/11_credit_institutions/index.html

 

 

[1] General government, insurance corporations and pension funds.

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