See also
Film about the BCL's missions and tasks
Evolution of credit institutions’ balance sheet
06.06.2022
The Banque centrale du Luxembourg informs that, based on preliminary data, the aggregated balance sheet of credit institutions reached 1 013 909 million euros on 30 April 2022, compared to 986 568 million euros on 31 March 2022, an increase of 2.77%. This increase is due to the monthly progression of claims towards the banking sectors. On an annual basis, the aggregated balance sheet increased by 14.6%.
Net interbank lending, i.e. the difference between interbank loans and deposits, decreased by 884 million euros (0.4%) to reach 228 128 million euros at the end of April 2022.
Loans to resident non-bank customers increased by 1 586 million euros, or 1.4%, between March 2022 and April 2022. Over twelve months, these loans increased by 13 495 million euros (12.9%).
On a yearly basis, loans to non-financial corporations (NFCs) decreased by 458 million euros (1.6%), loans for house purchases increased by 3 203 million euros (8.6%) and loans to other financial intermediaries (OFIs) increased by 10 769 million euros (33.9%).
With regard to the liability side, deposits from the resident non-bank sector increased by 342 million euros or 0.11% between March 2022 and April 2022. Over twelve months, these deposits increased by 33 387 million euros, or 11.5%.
Between April 2021 and April 2022, Other financial intermediaries (OFI) deposits (which had a share of 70.6% as at 30 April 2022 and comprised deposits made up by monetary and non-monetary investment funds) increased by 23 258 million euros (11.3%) and household deposits by 1 726 million euros (3.9%). NFC deposits increased by 7 070 million euros (38.4%) and deposits from the other sectors[1] also increased by 1 333 million euros (5.9%).
The tables pertaining to the balance sheet of credit institutions can be consulted on the BCL’s website on the following page:
http://www.bcl.lu/en/statistics/series_statistiques_luxembourg/11_credit_institutions/index.html
[1] General government, insurance corporations and pension funds.
