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Evolution of credit institutions’ balance sheet
16.09.2022
The Banque centrale du Luxembourg informs that, based on preliminary data, the aggregated balance sheet of credit institutions reached 1 006 158 million euros on 31 July 2022, compared to 998 592 million euros on 30 June 2022, an increase of 0.76%. This increase is due to the monthly increase of claims towards the non-banking sectors. On an annual basis, the aggregated balance sheet increased by 9.4%.
Net interbank lending, i.e. the difference between interbank loans and deposits, decreased by 1 307 million euros (0.6%) to reach 221 060 million euros at the end of July 2022.
Loans to resident non-bank customers increased by 2 505 million euros, or 2.1%, between June 2022 and July 2022. Over twelve months, these loans increased by 15 191 million euros (14.4%).
On a yearly basis, loans to non-financial corporations (NFCs) decreased by 506 million euros (1.8%), loans for house purchases increased by 3 008 million euros (7.8%) and loans to other financial intermediaries (OFIs) increased by 12 120 million euros (38.2%).
With regard to the liability side, deposits from the resident non-bank sector increased by
1 387 million euros or 0.43% between June 2022 and July 2022. Over twelve months, these deposits increased by 19 147 million euros, or 6.2%.
Between July 2021 and July 2022, Other financial intermediaries (OFI) deposits (which had a share of 70,4% as at 31 July 2022 and comprised deposits made up by monetary and non-monetary investment funds) increased by 7 365 million euros (3.3%) and household deposits by 1 352 million euros (3.0%). NFC deposits increased by 5 701 million euros (30.9%) and deposits from the other sectors[1] also increased by 4 730 million euros (21.3%).
The tables pertaining to the balance sheet of credit institutions can be consulted on the BCL’s website on the following page:
http://www.bcl.lu/en/statistics/series_statistiques_luxembourg/11_credit_institutions/index.html
[1] General government, insurance corporations and pension funds.
