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Evolution of credit institutions’ balance sheet
11.10.2022
The Banque centrale du Luxembourg informs that, based on preliminary data, the aggregated balance sheet of credit institutions reached 1 002 936 million euros on 31 August 2022, compared to 1 006 158 million euros on 31 July 2022, a decrease of 0.32%. This decrease is mainly due to the monthly decrease of claims towards the banking and non-banking sectors. On an annual basis, the aggregated balance sheet increased by 8.7%.
Net interbank lending, i.e. the difference between interbank loans and deposits, increased by 4 034 million euros (1.8%) to reach 225 094 million euros at the end of August 2022.
Loans to resident non-bank customers decreased by 765 million euros, or 0.6%, between July 2022 and August 2022. Over twelve months, these loans increased by 14 986 million euros (14.3%).
On a yearly basis, loans to non-financial corporations (NFCs) increased by 2 164 million euros (7.7%), loans for house purchases increased by 2 943 million euros (7.7%) and loans to other financial intermediaries (OFIs) increased by 9 555 million euros (30.2%).
With regard to the liability side, deposits from the resident non-bank sector decreased by 5 781 million euros or 1.77% between July 2022 and August 2022. Over twelve months, these deposits increased by 16 361 million euros, or 5.4%.
Between August 2021 and August 2022, Other financial intermediaries (OFI) deposits (which had a share of 69,6% as at 31 August 2022 and comprised deposits made up by monetary and non-monetary investment funds) increased by 4 600 million euros (2.1%) and household deposits by 1 011 million euros (2.3%). NFC deposits increased by 6 971 million euros (37.4%) and deposits from the other sectors[1] also increased by 3 779 million euros (16.7%).
The tables pertaining to the balance sheet of credit institutions can be consulted on the BCL’s website on the following page:
http://www.bcl.lu/en/statistics/series_statistiques_luxembourg/11_credit_institutions/index.html
[1] General government, insurance corporations and pension funds.
