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Evolution of credit institutions’ balance sheet
04.06.2024
The Banque centrale du Luxembourg informs that, based on preliminary data, the aggregated balance sheet of credit institutions reached 961 148 million euros on 30 April 2024, compared to 957 244 million euros on 31 March 2024, an increase of 0.41%. This increase is due to the monthly progression of securities holdings. On an annual basis, the aggregated balance sheet increased by 0.3%.
Net interbank lending, i.e. the difference between interbank loans and deposits, decreased by 11 087 million euros (5.2%) to reach 204 120 million euros at the end of April 2024.
Loans to resident non-bank customers decreased by 2 146 million euros, or 1.9%, between March 2024 and April 2024. Over twelve months, these loans decreased by 3 437 million euros (3.0%).
On a yearly basis, loans to non-financial corporations (NFCs) decreased by 1 632 million euros (5.6%), loans for house purchases decreased by 512 million euros (1.2%) and loans to other financial intermediaries (OFIs) decreased by 1 165 million euros (3.1%).
With regard to the liability side, deposits from the resident non-bank sector increased by 14 239 million euros or 5.2% between March 2024 and April 2024. Over twelve months, these deposits decreased by 9 190 million euros, or 3.1%.
Between April 2023 and April 2024, Other financial intermediaries (OFI) deposits (which had a share of 66.6% as at 30 April 2024 and comprised deposits made up by monetary and non-monetary investment funds) decreased by 11 079 million euros (5.5%) and household deposits increased by 929 million euros (2.1%). NFC deposits increased by 3 211 million euros (15.1%) and deposits from the other sectors[1] decreased by 2 252 million euros (8.2%).
The tables pertaining to the balance sheet of credit institutions can be consulted on the BCL’s website on the following page:
http://www.bcl.lu/en/statistics/series_statistiques_luxembourg/11_credit_institutions/index.html
[1] General government, insurance corporations and pension funds.
