See also
Film about the BCL's missions and tasks
Evolution of credit institutions’ balance sheet
05.09.2024
The Banque centrale du Luxembourg informs that, based on preliminary data, the aggregated balance sheet of credit institutions reached 950 629 million euros on 31 July 2024, compared to 949 131 million euros on 30 June 2024, an increase of 0.16%. This increase is mainly due to the monthly increase in securities holdings. On an annual basis, the aggregated balance sheet increased by 0.16%.
Net interbank lending, i.e. the difference between interbank loans and deposits, increased by 1 618 million euros (0.71%) to reach 213 074 million euros at the end of July 2024.
Loans to resident non-bank customers decreased by 116 million euros, or 0.10%, between June 2024 and July 2024. Over twelve months, these loans decreased by 662 million euros (0.58%).
On a yearly basis, loans to non-financial corporations (NFCs) decreased by 2 525 million euros (8.82%), loans for house purchases decreased by 335 million euros (0.81%) and loans to other financial intermediaries (OFIs) increased by 1 841 million euros (5.09%).
With regard to the liability side, deposits from the resident non-bank sector decreased by 1 391 million euros or 0.48% between June 2024 and July 2024. Over twelve months, these deposits increased by 3 267 million euros, or 1.14%.
Between July 2023 and July 2024, Other financial intermediaries (OFI) deposits (which had a share of 66.9% as at 31 July 2024 and comprised deposits made up by monetary and non-monetary investment funds) decreased by 1 837 million euros (0.94%) and household deposits increased by 1 507 million euros (3.34%). NFC deposits increased by 3 486 million euros (16.87%) and deposits from the other sectors[1] also increased by 111 million euros (0.45%).
The tables pertaining to the balance sheet of credit institutions can be consulted on the BCL’s website on the following page:
http://www.bcl.lu/en/statistics/series_statistiques_luxembourg/11_credit_institutions/index.html
[1] General government, insurance corporations and pension funds.
